The Free Access to Cash program allows Standard or Preferred members to make ATM withdrawals at little to no cost.

Standard Free Access to Cash exempts you from foreign ATM fees. You may also avoid surcharge fees at over 72,000 ATMs nationally. See our ATM locator for a complete list of those ATMs. Program eligibility is determined monthly.

To qualify for Standard Membership your membership must have:

• Access or Interest Checking account
• Aggregate minimum monthly direct deposit of $1000 (Direct deposit requirement waived for members under age 24.)
• Funds must be accessed with your Visa^® Check Card

Preferred Free Access to Cash exempts you from foreign ATM fees and any surcharge fees worldwide. Surcharge fees are reimbursed daily. Program eligibility is determined monthly.

To qualify for Preferred Free Access to Cash Membership your membership must have:

• Money Market Checking account
• Aggregate minimum monthly direct deposit of $1000 (Direct deposit requirement waived for members under age 24.)
• Funds must be accessed with your Visa^® Check Card

To find out more about this program, contact us, or call (301) 856-5000 or (800) 877-7328. Check out our ATM locator to find an ATM near you today.